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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Eaheart Team with Steve & Katrina Eaheart, a proven Fairfax County, Arlington and Loudoun County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Find Fairfax County, Arlington and Loudoun County Homes - Find Fairfax County, Arlington and Loudoun County, Virginia real estate listings & homes for sale provided by The Eaheart Team with Steve & Katrina Eaheart, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from The Eaheart Team with Steve & Katrina Eaheart, a proven Fairfax County, Arlington and Loudoun County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Eaheart Team with Steve & Katrina Eaheart, a proven Fairfax County, Arlington and Loudoun County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Fairfax County, Arlington and Loudoun County Information - Find local information on Fairfax County, Arlington and Loudoun County, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Eaheart Team with Steve & Katrina Eaheart, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from The Eaheart Team with Steve & Katrina Eaheart, a proven Fairfax County, Arlington and Loudoun County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. About The Eaheart Team with Steve & Katrina Eaheart - Information about The Eaheart Team with Steve & Katrina Eaheart including testimonials, guarantees, credentials, and contact information. Learn why The Eaheart Team with Steve & Katrina Eaheart is a proven Fairfax County, Arlington and Loudoun County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?
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| A |
Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty. |
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